Earn Money with BHIM UPI App: 2025 Guide
Table of Contents
1. What is BHIM UPI App?
- BHIM (Bharat Interface for Money) is an Indian digital payment app designed for UPI transactions, bill payments, and recharges.
- It is supported by the Government of India and developed by NPCI (National Payments Corporation of India).
2. How to Earn Money with BHIM UPI?
- Refer and Earn:
- Share the BHIM app download link with friends: Download BHIM.
- Enter referral code: QCAYBO and make your first transaction to get up to ₹51 cashback.
- Download BHIM via the link, enter a bank-linked mobile number, use the referral code, set up UPI, and transfer ₹1.
- Existing users can also earn cashback by referring friends.
- Earn via Scratch Cards: Get scratch cards on every UPI transaction, recharge, or bill payment, with cashback ranging from ₹1 to ₹500.
- Offers and Campaigns:
- First UPI Transaction Offer: New users get up to ₹51 cashback on their first UPI transaction.
- Bill Payment Offer: Up to ₹30 cashback on electricity or mobile bill payments.
- Mobile Recharge Offer: ₹20 cashback on recharges of ₹100 or more.
- Merchant Payment Offer: ₹10-₹50 cashback on QR code scan payments.
3. Is BHIM UPI Legal?
- Yes, BHIM UPI is a completely legal and secure app.
- It is operated by NPCI and is part of the Government of India’s digital payment initiative, supported by banks like SBI, ICICI, and HDFC.
4. Features of BHIM UPI
- UPI Transfer: Send or receive money using mobile number, UPI ID, or VPA (Virtual Payment Address).
- Bill Payment: Pay electricity, water, gas, mobile, and DTH bills.
- Recharge: Recharge mobile and DTH services.
- QR Code: Scan QR codes to pay shops and merchants.
- Rewards & Offers: Cashback and discount offers on transactions.
- Request Money: Facility to request money from friends or family.
- Multi-Language Support: Available in multiple Indian languages including Hindi, Tamil, and Telugu.
5. Who Created BHIM UPI?
- BHIM UPI was launched by NPCI on December 30, 2016.
- It is part of India’s Digital India mission, initiated by then-Prime Minister Narendra Modi.
6. Security of BHIM UPI
- BHIM UPI is 100% secure, with multi-layered security including UPI PIN, OTP, and device lock.
- Real-time notifications and receipts are provided for every transaction.
7. BHIM UPI Installation Guide
- Download BHIM: Click here.
- Verify your mobile number (must be linked to your bank).
- Set up your UPI PIN.
- Enter referral code: QCAYBO.
- Make your first UPI transaction (minimum ₹1).
- Get cashback and scratch cards.
Frequently Asked Questions (FAQs)
Is BHIM UPI safe?
Yes, BHIM UPI is completely secure with UPI PIN, OTP, and device lock protection.
How much can you earn with BHIM UPI?
You can earn ₹500+ through referrals, cashbacks, and coupons.
How to use BHIM UPI?
Install the app, verify your number, set up UPI, and start making payments.
Do existing users get referral bonuses?
Yes, existing users can earn up to ₹51 cashback by referring new users.
This page was last updated on June 3, 2025.
